You'll discover that FEW offers the same services as a bank. The difference is that we are a not-for-profit and we take the time to listen and care.
Your funds are federally insured to at least $250,000 by the National Credit Union Administration. IRAs are separately insured up to an additional $250,000.

REGULAR SAVINGS – The basic account required to establish credit union membership. We keep it simple, your Savings Account number will serve as your member number for all your credit union accounts. No need to keep track of multiple account numbers.


  • Membership fee: $5 (one-time)
  • Low Minimum Balance: $5
  • Monthly Service Charge: $0¹ ǀ $5
  • Minimum Balance to Earn Compound Dividends (interest): $250
  • FREE e-Statements
  • FREE online banking
  • FREE direct deposits and payroll deduction
  • FREE automatic transfer
  • FREE bank by mail
  • Domestic wire transfers

SECONDARY SAVINGS – You can open additional savings accounts to save for specific goals e.g. taxes, vacation.

YOUTH ACCOUNTS - Good savings habits start young.

  • Minimum Balance Required: $0
  • Monthly Service Charge: $0
  • Minimum to Earn Dividends: $0
  • Youth Prepaid Cards Available

MONEY MARKET - Earn higher yields than with a regular savings account while keeping your funds easily accessible.

  • Minimum Balance Required: $2,500
  • Monthly Service Charge: $0

HOLIDAY CLUB – FEW's Holiday Club is the easy way to save for the holidays or a vacation

  • Minimum Balance Required: $0
  • Monthly Service Charge: $0
  • Minimum to Earn Dividends: $0
  • Schedule automatic deposits for easier savings
  • Funds disbursed on or about November 16th.

CERTIFICATES - Lock in our best rates for your choice of terms from 6 to 18 months.

  • Minimum Balance Required: $2,000
  • Monthly Service Charge: $0

1 Monthly Fee Waiver – The $5 monthly fee for your Checking Account is waived when you use any one of the following: e–Statements, direct deposit, maintain a combined balance of $250 (combined balances are the total of your Checking, Savings, Holiday Club, Certificates, Loan, etc. under one account number) or if you are under the age of 18 or over 65.

The easiest option for a free account is e-Statements. Because you'll be helping us save on printing and mailing costs we'll return the favor with an account free of monthly maintenance fees.