Rates

NEW VEHICLE LOANS
Loan Type
APR* Maximum Term
New Cars1, Trucks1, Motorcycles2 and Travel Trailers2
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2.50% -14.50% 24 months
2.50% - 14.75% 36 months
2.50% - 15.25% 48 months
2.75% - 15.50% 60 months
3.00% - 5.75% 72 months
4.00% - 6.00% 84 months
New Motorhomes2
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2.50% - 11.75% Up to 144 months 

*APR=Annual Percentage Rate. Rates and Terms subject to change. Share Secured Loan rate 5% above current dividend rate. Car loan term may vary based on amount of loan. (Maximum term listed). Term and APR are based on an evaluation of your credit worthiness and age of collateral. 1Financing up to 100%. 2Financing up to 85%

Rate includes a .50% discount for automatic payroll payments.

USED VEHICLE LOANS
Loan Type
APR* Maximum Term

Used Cars and Trucks1
Used Motorcycles2
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3.00% - 16.25% 24 months
3.00% - 16.50% 36 months
 3.50% - 16.75% 48 months
 3.75% - 17.50% 60 months
 4.00% - 6.25% 72 months
 4.50% - 6.75% 84 months
Used Motorhomes2
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2.50% - 11.75% Up to 144 months 

*APR=Annual Percentage Rate. Rates and Terms subject to change. Share Secured Loan rate 5% above current dividend rate. Car loan term may vary based on amount of loan. (Maximum term listed). Term and APR are based on an evaluation of your credit worthiness and age of collateral. 1Financing up to 100%. 2Financing up to 85%

Rate includes a .50% discount for automatic payroll payments.

PERSONAL LOANS
Loan Type APR* Maximum Term
Share Secured
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Dividend Rate + 2.50% 120 months
Signature (Unsecured)
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10.40% - 17.50% 48 months
Line of Credit (Unsecured)
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10.40% - 17.50% n/a
VISA Platinum
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8.90% - 17.90% n/a

VISA Secured
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14.90% n/a
Home Equity (Fixed Rate)
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4.99% 120 months
Home Equity Line of Credit (Variable Rate)
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4.75% 180 months

*APR=Annual Percentage Rate. Rates and Terms subject to change. Share Secured Loan rate 5% above current dividend rate. Term and APR are based on an evaluation of your credit worthiness and age of collateral.

Rate includes a .50% discount for automatic payroll payments.

SAVINGS RATES
Account Type Dividend Rate APY*
Regular Savings ($250 - $4,999) 0.05 0.05
Regular Savings ($5000 - $9,999) 0.05 0.05
Regular Savings ($10,000 +) 0.10 0.10
Share Drafts (Checking) 0.01 0.01
Money Market 0.15 0.15
Holiday Club 0.10 0.10
IRA Shares ( to $4999) 0.50 0.50
IRA Shares ($5000 - $9,999) 0.55 0.55
IRA Shares ($10,000 +) 0.60 0.60
*APY=Annual Percentage Yield. Rates subject to change. Minimum balance of $250 to earn dividends on Regular Savings and Share Drafts. Some accounts may have minimum balance to open.
CERTIFICATE RATES
Certificate Type Dividend Rate APY*
Certificate - 6 Months 0.30 0.30
Certificate - 12 Months 0.40 0.40
Certificate - 18 Months 0.45 0.45
*APY=Annual Percentage Yield. APYE Based on monthly dividends. Rates subject to change. Minimum balance $2000.